āagmanLoginNot investment advice. Data and computed figures, for information only.
Canara Bank
₹117.12
−₹7.64 (−6.12%)
NSE · 15 Oct 2026, close
Market Cap
₹1,08,476 Cr
CMP
₹117.12
52-wk High / Low
₹163 / 117
P/E
5.5
P/B
0.9
Book Value
₹136.0
Div Yield
3.51%
ROCE
6.5%
ROE
16.0%
Face Value
₹2
D/E
14.64
Price−8.1% over 1Y
āagman read
Computed by āagmanPiotroski F-Score
4
/ 9
4 of 9 F-score tests passed
Graham Number
₹246
√(22.5 × EPS × book value per share)
Cash flow to profit
0.40
CFO / PAT
Above 1.0 = operating cash flow exceeded reported profit
Sustainable growth
12.9%
ROE × earnings retention ratio
ROE stability
3.1
pp σ
Standard deviation of ROE across periods. Lower = more stable
Holder deltas
QoQ
pp
Prom +0.00FII −1.97DII +1.46
Latest quarter vs the previous one
Cash-accrual divergence
0.7%
of assets
Low = accruals track cash flow
Strengths
+FII holding rose by 3.3pp over the last year
+PE of 5.5x is below the sector median of 20.4x
Watch-outs
−Latest ROCE of 6.5% trails the sector median of 9.4%
−Borrowings are up 475.9% since FY2016 (26963 to 155288)
−Price trades below its 200-day moving average (0.9x)
Peer comparison
| Name | P/E | Mar Cap ₹ Cr | ROCE % | ROE % |
|---|
Quarterly results
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 25,451 | 27,290 | 28,492 | 29,286 | 29,173 | 30,182 | 30,751 | 31,496 | 31,523 | 32,072 | 30,938 | 31,839 | 32,957 |
| Expenses | 10,990 | 10,859 | 12,001 | 13,198 | 12,010 | 12,066 | 10,752 | 12,124 | 13,141 | 13,251 | 4,002 | 8,870 | 10,391 |
| Operating Profit | — | — | — | — | — | — | — | — | — | — | — | — | — |
| OPM % | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Other Income | 6,809 | 6,602 | 7,138 | 8,098 | 7,793 | 7,824 | 6,679 | 8,761 | 8,086 | 9,942 | 2,152 | 4,700 | 6,739 |
| Interest | 16,337 | 17,934 | 18,620 | 19,226 | 19,534 | 20,427 | 21,163 | 21,556 | 21,992 | 22,412 | 22,709 | 22,024 | 22,737 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 4,933 | 5,098 | 5,009 | 4,960 | 5,422 | 5,513 | 5,515 | 6,576 | 4,475 | 6,351 | 6,379 | 5,644 | 6,567 |
| Net Profit | 3,755 | 3,829 | 3,827 | 3,991 | 4,098 | 4,227 | 4,256 | 5,111 | 3,233 | 4,896 | 5,174 | 4,575 | 5,182 |
| EPS (₹) | 4.12 | 4.19 | 4.18 | 4.36 | 4.48 | 4.62 | 4.65 | 5.59 | 3.52 | 5.35 | 5.79 | 5.04 | 5.71 |
Profit & Loss
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 43,813 | 44,039 | 41,457 | 41,345 | 47,951 | 49,759 | 70,253 | 70,614 | 85,885 | 1,10,519 | 1,21,601 | 1,26,371 | 1,27,805 |
| Expenses | 10,302 | 17,785 | 15,691 | 25,582 | 27,202 | 26,809 | 43,437 | 41,235 | 42,772 | 46,146 | 46,082 | 38,340 | 36,515 |
| Operating Profit | — | — | — | — | — | — | — | — | — | — | — | — | — |
| OPM % | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Other Income | 4,733 | 5,266 | 7,852 | 7,398 | 9,907 | 11,799 | 23,086 | 23,643 | 25,325 | 28,646 | 31,057 | 26,712 | 23,532 |
| Interest | 34,133 | 34,263 | 31,540 | 29,113 | 32,339 | 35,817 | 45,182 | 43,035 | 52,990 | 72,118 | 82,681 | 89,138 | 89,883 |
| Depreciation | 429 | 172 | 331 | 456 | 429 | 446 | 838 | 841 | 1,021 | 902 | 870 | 925 | 0 |
| Profit before tax | 3,683 | −2,914 | 1,746 | −6,408 | −2,111 | −1,514 | 3,882 | 9,145 | 14,427 | 20,000 | 23,025 | 24,681 | 24,940 |
| Net Profit | 2,931 | −2,535 | 1,411 | −3,873 | 696 | −1,921 | 2,957 | 6,158 | 11,345 | 15,401 | 17,692 | 19,712 | 19,828 |
| EPS (₹) | 10.96 | −8.73 | 4.55 | −10.78 | 1.60 | −3.86 | 3.51 | 6.75 | 12.41 | 16.84 | 19.34 | 19.70 | 21.89 |
Balance Sheet
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 475 | 543 | 597 | 733 | 753 | 1,030 | 1,647 | 1,814 | 1,814 | 1,814 | 1,814 | 1,814 | — |
| Reserves | 32,017 | 31,867 | 34,088 | 36,164 | 36,936 | 40,176 | 60,763 | 68,147 | 76,240 | 90,319 | 1,03,603 | 1,15,891 | — |
| Other Liabilities | 26,578 | 24,603 | 26,615 | 30,781 | 33,928 | 32,064 | 56,132 | 56,202 | 65,816 | 73,104 | 80,950 | 45,999 | — |
| Total Liabilities | 5,58,558 | 5,63,725 | 5,96,159 | 6,31,435 | 7,11,783 | 7,41,440 | 11,79,540 | 12,58,789 | 13,81,030 | 15,35,018 | 17,32,527 | 18,87,325 | — |
| Fixed Assets | 6,969 | 7,206 | 7,185 | 8,335 | 8,433 | 8,323 | 11,269 | 11,447 | 10,334 | 12,184 | 10,302 | 10,595 | — |
| CWIP | 1 | 0 | 0 | 0 | 0 | 0 | 2 | 2 | 0 | 147 | 0 | 0 | — |
| Investments | 1,52,122 | 1,52,470 | 1,62,073 | 1,57,444 | 1,68,678 | 1,92,645 | 2,86,191 | 3,11,347 | 3,52,893 | 3,99,207 | 4,28,024 | 4,07,389 | — |
| Other Assets | 3,99,466 | 4,04,049 | 4,26,901 | 4,65,657 | 5,34,672 | 5,40,472 | 8,82,077 | 9,35,992 | 10,17,803 | 11,23,480 | 12,94,201 | 14,69,341 | — |
| Total Assets | 5,58,558 | 5,63,725 | 5,96,159 | 6,31,435 | 7,11,783 | 7,41,440 | 11,79,540 | 12,58,789 | 13,81,030 | 15,35,018 | 17,32,527 | 18,87,325 | — |
| Deposits | 4,85,802 | 4,79,749 | 4,95,266 | 5,24,847 | 5,99,123 | 6,25,408 | 10,10,985 | 10,86,341 | 11,79,086 | 13,12,242 | 14,56,495 | 15,68,333 | — |
| Borrowing | 13,686 | 26,963 | 39,592 | 38,910 | 41,043 | 42,762 | 50,013 | 46,285 | 58,073 | 57,538 | 89,665 | 1,55,288 | — |
Cash Flows
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | 14,244 | 6,344 | 9,346 | 2,575 | −11,120 | 18,237 | −5,289 | 59,118 | 919 | −39,978 | 15,046 | 60,669 | 7,942 |
| Cash from Investing Activity | −380 | −1,104 | −443 | −476 | −487 | −745 | −445 | −1,116 | −1,429 | −1,156 | −1,750 | −2,437 | −2,707 |
| Cash from Financing Activity | −3,771 | −1,464 | −806 | 124 | 2,865 | −1,185 | 7,792 | 290 | 4,035 | 445 | −3,834 | −3,506 | −4,795 |
| Net Cash Flow | 10,092 | 3,776 | 8,096 | 2,224 | −8,743 | 16,307 | 2,059 | 58,291 | 3,525 | −40,689 | 9,462 | 54,725 | 440 |
Ratios
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROCE % | — | — | — | — | — | — | — | — | — | — | — | — | 6.5 |
| ROE % | 10.0 | 9.0 | −8.0 | 4.0 | −11.0 | 2.0 | −5.0 | 6.0 | 9.0 | 15.0 | 18.0 | 18.0 | 16.0 |
| EPS (₹) | 10.37 | 10.96 | −8.73 | 4.55 | −10.78 | 1.60 | −3.86 | 3.51 | 6.75 | 12.41 | 16.84 | 19.34 | 19.70 |
| Book Value (₹) | — | — | — | — | — | — | — | — | — | — | — | — | 136.0 |
| Face Value (₹) | — | — | — | — | — | — | — | — | — | — | — | — | 2 |
| P/E | — | — | — | — | — | — | — | — | — | — | — | — | 5.5 |
| Div Yield % | — | — | — | — | — | — | — | — | — | — | — | — | 3.51 |
| NPM % | — | 6.0 | −5.1 | 2.9 | −7.9 | 1.2 | −3.1 | 3.2 | 6.5 | 10.2 | 11.1 | 11.6 | 12.9 |
| OPM % | — | — | — | — | — | — | — | — | — | — | — | — | — |
| D/E | — | 15.37 | 15.63 | 15.42 | 15.28 | 16.99 | 16.22 | 17.00 | 16.19 | 15.85 | 14.87 | 14.67 | 14.64 |
| P/B | — | — | — | — | — | — | — | — | — | — | — | — | 0.9 |
Growth
Compounded sales growth
10 years+11.0%
5 years+12.0%
3 years+14.0%
TTM+3.0%
Compounded profit growth
10 years+24.0%
5 years+44.0%
3 years+18.0%
TTM+7.0%
Stock price CAGR
10 years+7.0%
5 years+26.0%
3 years+17.0%
Last year−6.0%
Return on equity
10 years11.0%
5 years16.0%
3 years17.0%
Last year16.0%
Documents
Announcements
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationHalf Yearly Statement Of Debt Securities As On 30.09.2026Board Meeting Intimation for Financial Results (Standalone And Consolidated) For The Second Quarter & Half Year Ended 30.09.2026Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018Half Yearly Statement Of Debt Securities As On 30.09.2026Corporate actions
12 Jun 2026DIVIDENDDividend - Rs 4.20 Per Share—
13 Jun 2025DIVIDENDDividend - Rs 4 Per Share—
14 Jun 2024DIVIDENDDividend - Rs 3.22 Per Share—
15 May 2024SPLITFace Value Split (Sub-Division) - From Rs 10/- Per Share To Rs 2/- Per Share10 : 2
14 Jun 2023DIVIDENDDividend - Rs12 Per Share—
15 Jun 2022DIVIDENDDividend - Rs 6.5 Per Share—
12 Jul 2017DIVIDEND Annual General Meeting/Dividend - Re 1 Per Share—
17 Feb 2017RIGHTS Rights 1:10 @ Prem Rs 197/- Per Share—
25 Jun 2015DIVIDENDAnnual General Meeting/Dividend - Rs 10.50/- Per Share—
3 Jul 2014DIVIDENDAnnual General Meeting /Final Dividend Rs.4.50/- Per Share—
24 Jan 2014DIVIDENDInterim Dividend - Rs 6.50/- Per Share (Purpose Revised)—
4 Jul 2013DIVIDENDAnnual General Meeting/Dividend Rs 13/- Per Share—
14 Jun 2012DIVIDENDAnnual General Meeting/Dividend Rs 11 Per Share—
6 Jul 2011DIVIDENDAnnual General Meeting And Dividend Rs.11/- Per Share—
14 Jun 2010DIVIDENDAnnual General Meeting/Dividend Rs.10/- Per Share/Election Of Directors—
Fundamentals from a third-party compiler of exchange filings; prices from the exchanges. Not investment advice.© 2026 āagman