āagman

Not investment advice. Data and computed figures, for information only.

DCB Bank Ltd

NSE: DCBBANK
₹210.79
−₹0.04 (−0.02%)
NSE · 15 Oct 2026, close
NSE
As of 31 Mar 2026
Market Cap
₹6,566 Cr
CMP
₹210.79
52-wk High / Low
₹235 / 127
P/E
8.3
P/B
1.0
Book Value
₹203.0
Div Yield
0.71%
ROCE
7.4%
ROE
12.0%
Face Value
₹10
D/E
12.04

Price+62.0% over 1Y

āagman read

Computed by āagman
Derived from 12 years and 13 quarters of filings. Not reported by the company.
As of 15 Oct 2026
How we compute these
Piotroski F-Score
5
/ 9
5 of 9 F-score tests passed
Graham Number
₹322
√(22.5 × EPS × book value per share)
Cash flow to profit
9.07
CFO / PAT
Above 1.0 = operating cash flow exceeded reported profit
Sustainable growth
11.3%
ROE × earnings retention ratio
ROE stability
1.5
pp σ
Standard deviation of ROE across periods. Lower = more stable
Holder deltas
QoQ
pp
Prom −0.01FII +0.84DII −0.52
Latest quarter vs the previous one
Cash-accrual divergence
−7.2%
of assets
Low = accruals track cash flow
Strengths
+Price trades above its 200-day moving average (1.1x)
+Promoter holding rose by 1.4pp over the last year
+FII holding rose by 1.2pp over the last year
+PE of 8.3x is below the sector median of 20.4x
Watch-outs
−Latest ROCE of 7.4% trails the sector median of 9.4%
−Borrowings are up 430.1% since FY2016 (1148 to 6086)

Peer comparison

Peers
NameP/EMar Cap ₹ CrROCE %ROE %

Quarterly results

Standalone basis (as filed) · ₹ Cr · 13 quarters
As of 30 Jun 2026
Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales1,2381,3061,3741,4451,4891,5681,6711,7421,8141,8231,8611,9071,984
Expenses407412427434463504523539605539597594593
Operating Profit—————————————
OPM %—————————————
Other Income107107124136143205184219236186221212196
Interest7678309009379931,0591,1281,1841,2331,2271,2361,2521,300
Depreciation0000000000000
Profit before tax171171171210177210204238212243249273287
Net Profit127127127156131155151177157184185206213
EPS (₹)4.074.064.064.984.194.964.835.635.005.845.746.396.62

Profit & Loss

As of 30 Jun 2026
Standalone · ₹ Cr · 12 years + TTM
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales1,4221,6982,0762,4133,0413,5373,4583,5134,2005,3626,4717,4047,575
Expenses4435507008669491,1131,2231,3561,4221,5861,9272,2282,323
Operating Profit—————————————
OPM %—————————————
Other Income166220249310350391446452409474751855815
Interest9141,0791,2791,4181,8922,2722,1722,1552,4833,4344,3644,9485,015
Depreciation232939534451576477941011060
Profit before tax2082613073865074924533906287228299771,052
Net Profit191195200245325338336288466536615732788
EPS (₹)6.786.847.007.9610.5110.8910.819.2514.9517.1319.5822.7324.59

Balance Sheet

As of 30 Jun 2026
Standalone · ₹ Cr
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026Jun 2026
Equity Capital282284285308310310311311312313314322—
Reserves1,3071,5081,9202,5002,8063,1123,4483,7384,2554,7585,3766,213—
Other Liabilities7711,2521,2761,4811,5181,3051,6571,9702,4432,3931,9732,865—
Total Liabilities16,13219,11924,04630,22235,79238,50539,60244,79352,36663,03776,81088,069—
Fixed Assets237248489494526546569608783841832949—
CWIP00000005344246641—
Investments3,9624,3335,8186,2197,8447,7428,4149,05112,58216,21120,15020,378—
Other Assets11,93314,53717,74023,50927,42230,21830,62035,08138,95745,96155,76166,702—
Total Assets16,13219,11924,04630,22235,79238,50539,60244,79352,36663,03776,81088,069—
Deposits12,67414,92619,28924,00728,43530,37029,70434,69241,23949,35360,03172,583—
Borrowing1,0991,1481,2761,9272,7233,4084,4824,0824,1186,2199,1156,086—

Cash Flows

As of 31 Mar 2026
Standalone · ₹ Cr
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity−496220240230−281171−1,5021,606−1,566485−4416,640
Cash from Investing Activity−29−41−71−59−76−72−79−157−165−1,858−2,792−2,141
Cash from Financing Activity554−61321,0097796541,075−39882,0702,865−2,977
Net Cash Flow301723011,180421752−5071,051−1,722697−3671,522

Ratios

As of 31 Mar 2026
12 periods
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROCE %———————————7.4
ROE %14.012.010.010.011.010.09.07.011.011.011.012.0
EPS (₹)6.786.847.007.9610.5110.8910.819.2514.9517.1319.5822.73
Book Value (₹)———————————203.0
Face Value (₹)———————————10
P/E———————————8.3
Div Yield %———————————0.71
NPM %12.010.28.69.09.68.68.67.310.19.28.58.9
OPM %————————————
D/E8.678.979.339.2410.009.879.099.589.9310.9612.1512.04
P/B———————————1.0

Growth

As of 11 Oct 2026
Compounded sales growth
10 years+16.0%
5 years+16.0%
3 years+21.0%
TTM+11.0%
Compounded profit growth
10 years+14.0%
5 years+17.0%
3 years+16.0%
TTM+23.0%
Stock price CAGR
10 years+5.0%
5 years+17.0%
3 years+18.0%
Last year+57.0%
Return on equity
10 years11.0%
5 years11.0%
3 years12.0%
Last year12.0%

Shareholding pattern

As of 31 Mar 2026
Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Promoters16.19%16.19%15.00%14.93%14.88%14.88%14.86%14.83%14.77%14.70%16.23%16.22%
FIIs23.55%23.55%21.34%25.97%22.82%13.04%8.82%12.27%12.75%9.64%12.64%13.48%
DIIs17.06%17.06%24.94%25.11%35.32%40.54%38.70%39.88%29.65%29.18%32.80%32.28%
Government————————————
Public43.20%43.20%38.72%34.00%26.97%31.54%37.63%33.01%42.82%46.49%38.33%38.03%
No. of shareholders1,78,8401,78,8401,83,7161,67,1171,68,9811,78,3481,98,2271,80,3102,48,4712,34,2191,81,7851,77,116
Change since Jun 2023 (pp)
Promoters +0.03FIIs −10.07DIIs +15.22Public −5.17

Documents

As of 11 Oct 2026
Announcements
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSClosure of Trading WindowAnnouncement under Regulation 30 (LODR)-Newspaper PublicationIntimation Under Regulation 30 Of SEBI (LODR) Regulations, 2015- Approval Accorded By Reserve Bank Of India (RBI) To ICICI Prudential Asset Management Company Limited ('Applicant') To Acquire Aggregate Holding Of Up To 9.95% Of The Paid-Up Share Capital Or Voting Rights In DCB Bank Limited ('The Bank')
Annual reports
Annual Report 2026Annual Report 2025Annual Report 2024Annual Report 2023Annual Report 2022
Credit ratings
Rating updateRating updateRating updateRating updateRating update
Concalls
Jul 2026TranscriptJul 2026PPTJul 2026RecordingApr 2026TranscriptApr 2026PPTApr 2026RecordingJan 2026TranscriptJan 2026PPTJan 2026RecordingOct 2025TranscriptOct 2025PPTAug 2025TranscriptAug 2025PPT

Corporate actions

As of 12 Jun 2026
12 Jun 2026DIVIDENDDividend - Rs 1.45 Per Share—
4 Jul 2025DIVIDENDDividend - Rs 1.35 Per Share—
10 May 2024DIVIDENDDividend - Rs 1.25 Per Share—
15 Jun 2023DIVIDENDDividend - Rs 1.25 Per Share—
14 Jun 2022DIVIDENDAnnual General Meeting/Dividend - Rs 1 Per Share—
23 May 2019DIVIDEND Annual General Meeting/ Dividend - Re 1 Per Share—
24 May 2018DIVIDEND Annual General Meeting / Dividend- Re 0.75 Per Share—
24 May 2017DIVIDEND Annual General Meeting/Dividend - Rs 0.50 Per Share—
Fundamentals from a third-party compiler of exchange filings; prices from the exchanges. Not investment advice.© 2026 āagman