āagman

Not investment advice. Data and computed figures, for information only.

Federal Bank Ltd

NSE: FEDERALBNKF&O
₹335.00
+₹5.00 (+1.52%)
NSE · 15 Oct 2026, close
NSE
As of 31 Mar 2026
Market Cap
₹81,602 Cr
CMP
₹335.00
52-wk High / Low
₹372 / 212
P/E
17.4
P/B
2.0
Book Value
₹162.0
Div Yield
0.36%
ROCE
6.4%
ROE
12.0%
Face Value
₹2
D/E
8.66

Price+60.8% over 1Y

āagman read

Computed by āagman
Derived from 12 years and 13 quarters of filings. Not reported by the company.
As of 15 Oct 2026
How we compute these
Piotroski F-Score
2
/ 9
2 of 9 F-score tests passed
Graham Number
₹253
√(22.5 × EPS × book value per share)
Cash flow to profit
0.97
CFO / PAT
Above 1.0 = operating cash flow exceeded reported profit
Sustainable growth
11.2%
ROE × earnings retention ratio
ROE stability
1.5
pp σ
Standard deviation of ROE across periods. Lower = more stable
Cash-accrual divergence
0.0%
of assets
Low = accruals track cash flow
Strengths
+Price trades above its 200-day moving average (1.1x)
+Price is within 10% of its 52-week high (-9.9%)
+PE of 17.4x is below the sector median of 20.4x
Watch-outs
−Latest ROCE of 6.4% trails the sector median of 9.4%
−Borrowings are up 533.9% since FY2016 (5236 to 33193)
−Piotroski F-Score of 2/9 is in the weak band (≤3)

Peer comparison

Peers
NameP/EMar Cap ₹ CrROCE %ROE %

Quarterly results

Consolidated basis (as filed) · ₹ Cr · 13 quarters
As of 30 Jun 2026
Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales5,3505,7916,0856,3396,7287,0067,2657,1087,1517,2167,3607,9477,862
Expenses1,6341,6611,8141,9172,0482,1492,3492,2652,5062,5192,5953,0172,665
Operating Profit—————————————
OPM %—————————————
Other Income7417579088109361,0109311,0471,1641,1051,1431,1861,082
Interest3,2553,5443,7603,9364,2124,3934,5704,4564,5404,4294,4014,4024,538
Depreciation0000000000000
Profit before tax1,2021,3431,4201,2961,4041,4731,2771,4341,2701,3731,5071,7141,741
Net Profit8941,0071,0679961,0471,1159511,1209511,0231,1251,3921,302
EPS (₹)4.164.234.263.994.204.473.854.443.744.034.445.445.09

Profit & Loss

As of 30 Jun 2026
Consolidated · ₹ Cr · 12 years + TTM
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales7,4887,8268,7839,91511,63513,59014,31414,38217,81223,56528,10629,67430,385
Expenses1,7012,5292,7493,3313,5724,6085,5275,7585,8286,7928,52310,33210,796
Operating Profit—————————————
OPM %—————————————
Other Income8798081,0841,1601,3351,8821,9722,1212,4363,2163,9244,5984,515
Interest5,0565,2595,6536,2267,3168,6788,4357,9599,97514,49517,63117,77217,770
Depreciation791081241251221261151391822342883060
Profit before tax1,5307391,3421,3931,9602,0602,2092,6464,2635,2615,5885,8636,335
Net Profit1,0584868679351,3181,5901,6801,9963,2103,9644,2344,4914,843
EPS (₹)6.172.835.034.746.637.938.349.3714.9515.9316.9317.6319.00

Balance Sheet

As of 30 Jun 2026
Consolidated · ₹ Cr
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026Jun 2026
Equity Capital171344345394397399399421423487491493—
Reserves7,5297,7208,60711,88013,10114,42416,10518,83521,69929,61834,04739,550—
Other Liabilities1,9932,2342,5272,6403,4693,7514,0065,7217,03110,1199,53415,354—
Total Liabilities82,90994,7061,15,4861,39,2141,60,5521,83,3532,04,9672,26,2412,68,0043,17,8393,60,1524,02,081—
Fixed Assets4465084774524624775046438909961,4561,420—
CWIP2716151018281329816772108—
Investments20,34924,92027,91230,59531,67635,71536,73239,06548,70261,04366,05876,471—
Other Assets62,08769,26287,0811,08,1581,28,3971,47,1331,67,7171,86,5042,18,3302,55,7332,92,5673,24,081—
Total Assets82,90994,7061,15,4861,39,2141,60,5521,83,3532,04,9672,26,2412,68,0043,17,8393,60,1524,02,081—
Deposits70,82379,17197,6621,11,9701,34,8791,52,2521,72,1861,81,6782,12,9882,52,4552,83,4843,13,491—
Borrowing2,3935,2366,34512,3298,70612,52812,27119,58725,86225,16032,59633,193—

Cash Flows

As of 31 Mar 2026
Consolidated · ₹ Cr
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity5,158−1,5573,431−5,0517,8733,73111,179−7,7744896,4318,8014,349
Cash from Investing Activity−1,3641,990−2,384−1,579−3,378−4,688−3,913901−9,860−8,912−3,799−11,118
Cash from Financing Activity−3,5442059858,371−3,6373,661−2088,1936,0383,8717,4012,069
Net Cash Flow2506392,0321,7418582,7047,0581,320−3,3321,39012,403−4,700

Ratios

As of 31 Mar 2026
12 periods
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROCE %———————————6.4
ROE %15.06.010.09.010.011.011.011.015.015.013.012.0
EPS (₹)6.172.835.034.746.637.938.349.3714.9515.9316.9317.63
Book Value (₹)———————————162.0
Face Value (₹)———————————2
P/E———————————17.4
Div Yield %———————————0.36
NPM %12.65.68.88.410.210.310.312.115.914.813.213.1
OPM %————————————
D/E9.5110.4711.6210.1310.6411.1211.1810.4510.809.229.158.66
P/B———————————2.0

Growth

As of 11 Oct 2026
Compounded sales growth
10 years+14.0%
5 years+16.0%
3 years+19.0%
TTM+7.0%
Compounded profit growth
10 years+24.0%
5 years+21.0%
3 years+11.0%
TTM+16.0%
Stock price CAGR
10 years+17.0%
5 years+30.0%
3 years+30.0%
Last year+58.0%
Return on equity
10 years12.0%
5 years13.0%
3 years13.0%
Last year12.0%

Shareholding pattern

Documents

As of 11 Oct 2026
Announcements
Announcement under Regulation 30 (LODR)-Credit RatingAnnouncement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationIntimation Of Product Launch Under Regulation 30 Of The SEBI (LODR) Regulations, 2015 ('The Regulations')Board Meeting Intimation for Board Meeting Scheduled On October 16, 2026
Annual reports
Annual Report 2026Annual Report 2025Annual Report 2024Annual Report 2023Annual Report 2022
Credit ratings
Rating updateRating updateRating updateRating updateRating update
Concalls
Sep 2026PPTJul 2026PPTMay 2026TranscriptMay 2026PPTMay 2026RecordingJan 2026TranscriptJan 2026PPTJan 2026RecordingOct 2025TranscriptOct 2025PPT

Corporate actions

As of 14 Aug 2026
14 Aug 2026DIVIDENDDividend - Rs 1.20 Per Share—
22 Aug 2025DIVIDENDDividend - Rs 1.20 Per Share—
23 Aug 2024DIVIDENDAnnual General Meeting/Dividend - Rs 1.20 Per Share—
11 Aug 2023DIVIDENDAnnual General Meeting/Dividend - Re 1 Per Share—
19 Jul 2022DIVIDENDAnnual General Meeting/Dividend - Rs 1.80 Per Share—
1 Jul 2021DIVIDEND Annual General Meeting/Dividend - Rs 0.70 Per Share—
17 Jul 2019DIVIDEND Annual General Meeting/Dividend - Rs 1.4 Per Share—
2 Aug 2018DIVIDEND Annual General Meeting/Dividend- Re 1 Per Share—
3 Jul 2017DIVIDEND Annual General Meeting/Dividend - Re 0.90 Per Share—
29 Jul 2016DIVIDEND Annual General Meeting/ Dividend -Re 0.70 Per Share—
8 Jul 2015BONUSBonus 1:1—
28 May 2015DIVIDENDAnnual General Meeting / Dividend - Rs 2.20/- Per Share—
4 Jul 2014DIVIDENDAnnual General Meeting / Dividend - Rs 2/- Per Share—
17 Oct 2013SPLITFace Value Split From Rs.10/- To Rs.2/-10 : 2
9 Jul 2013DIVIDENDAnnual General Meeting/Dividend Rs 9/- Per Share—
20 Jul 2012DIVIDENDAnnual General Meeting And Dividend Rs.9/- Per Share—
23 Aug 2011DIVIDENDAnnual General Meeting And Dividend Rs.8.50 Per Share—
2 Sep 2010DIVIDENDAnnual General Meeting And Dividend Rs.5/- Per Share—
Fundamentals from a third-party compiler of exchange filings; prices from the exchanges. Not investment advice.© 2026 āagman