āagman

Not investment advice. Data and computed figures, for information only.

ICICI Lombard General Insurance Company Ltd

NSE: ICICIGIF&O
₹1,691.50
−₹21.50 (−1.26%)
NSE · 15 Oct 2026, close
NSE
As of 31 Mar 2026
Market Cap
₹84,450 Cr
CMP
₹1,691.50
52-wk High / Low
₹2,065 / 1,423
P/E
34.8
P/B
5.0
Book Value
₹341.0
Div Yield
0.80%
ROCE
22.0%
ROE
16.6%
Face Value
₹10
D/E
0.00

Price−9.2% over 1Y

āagman read

Computed by āagman
Derived from 12 years and 13 quarters of filings. Not reported by the company.
As of 15 Oct 2026
How we compute these
Piotroski F-Score
4
/ 9
4 of 9 F-score tests passed
Graham Number
₹653
√(22.5 × EPS × book value per share)
ROIC
16.2%
vs 10.0% sector median
Cash flow to profit
0.95
CFO / PAT
Above 1.0 = operating cash flow exceeded reported profit
Margin change
−797
bps OPM YoY
Operating margin vs the same quarter last year
Sustainable growth
12.0%
ROE × earnings retention ratio
ROE stability
1.2
pp σ
Standard deviation of ROE across periods. Lower = more stable
Holder deltas
QoQ
pp
Prom −0.06FII −0.84DII +1.23
Latest quarter vs the previous one
Cash-accrual divergence
0.2%
of assets
Low = accruals track cash flow
Strengths
+ROCE has stayed above the sector median for 5 consecutive years (weakest: 19% vs the 2022 sector median of 13.5%)
+Promoter holding rose by 3.2pp over the last year
Watch-outs
−Price trades below its 200-day moving average (1.0x)

Peer comparison

Peers
NameP/EMar Cap ₹ CrROCE %ROE %

Quarterly results

Standalone basis (as filed) · ₹ Cr · 13 quarters
As of 30 Jun 2026
Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales4,7165,2715,1945,3915,6016,1476,1616,0516,3966,8696,9056,8257,088
Expenses4,2064,5094,6394,7014,8315,2075,1995,4435,4155,8256,0516,1386,566
Operating Profit5107625556907709409626099811,044854686522
OPM %10.8%14.5%10.7%12.8%13.7%15.3%15.6%10.1%15.3%15.2%12.4%10.1%7.4%
Other Income1021984−21−2601333163214
Interest0000000000000
Depreciation0000000000000
Profit before tax5207645746987749199606689941,077870718536
Net Profit390577431520580694724510747820659547403
EPS (₹)7.9511.758.7610.5411.7714.0314.6310.2815.0416.4713.2310.968.08

Profit & Loss

As of 30 Jun 2026
Standalone · ₹ Cr · 12 years + TTM
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales4,2346,0337,5206,91211,16311,51712,16116,02617,87620,57223,96126,99427,687
Expenses4,4565,2696,6017,1749,4949,74510,09015,01016,61217,91820,55423,26424,581
Operating Profit−221764919−2621,6691,7722,0721,0161,2642,6543,4073,7313,107
OPM %−5.2%12.7%12.2%−3.8%15.0%15.4%17.0%6.3%7.1%12.9%14.2%13.8%11.2%
Other Income9920−21,569−2151280999135399394
Interest1200597000000000
Depreciation54577510901301411421341241650
Profit before tax7057089101,1961,5981,6971,9541,6842,1132,5553,3213,6593,201
Net Profit5855077028621,0491,1941,4731,2711,7291,9192,5082,7722,428
EPS (₹)13.1111.3415.5618.9823.1026.2732.4025.8935.2138.9450.6055.6148.74

Balance Sheet

As of 30 Jun 2026
Standalone · ₹ Cr
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026Jun 2026
Equity Capital447448451454454454455491491493496498—
Reserves2,4392,7893,4504,0874,9465,6807,1448,7029,95311,71213,98916,135—
Borrowings00485485485485485255353500—
Other Liabilities11,76012,44018,96524,72327,51730,42331,21441,40144,60751,06854,66059,477—
Total Liabilities14,64615,67623,35129,75033,40337,04239,29850,84855,08663,30869,14576,111—
Fixed Assets3815105163681,965664717941883930728834—
CWIP91011381712141125947488—
Investments10,20011,42614,80618,19320,71426,32730,78838,41242,83648,58453,50858,338—
Other Assets4,0563,7308,01811,15110,70710,0397,77911,48511,34213,70014,83516,851—
Total Assets14,64615,67623,35129,75033,40337,04239,29850,84855,08663,30869,14576,111—

Cash Flows

As of 31 Mar 2026
Standalone · ₹ Cr
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity−985111,6282,3902,9763,4331,7748092,2902,4071,1472,622
Cash from Investing Activity171−310−1,990−1,896−2,856−3,382−1,367135−1,685−1,921−1,137−1,733
Cash from Financing Activity−93−148361−96−310−420−212−879−695−355−257−336
Net Cash Flow−2053−1398−190−36919565−90131−247554

Ratios

As of 31 Mar 2026
12 periods
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROCE %27.023.024.017.031.027.027.019.021.023.024.022.0
ROE %———————————16.6
EPS (₹)13.1111.3415.5618.9823.1026.2732.4025.8935.2138.9450.6055.61
Book Value (₹)———————————341.0
Face Value (₹)———————————10
P/E———————————34.8
Div Yield %———————————0.80
NPM %11.28.49.310.29.410.412.17.59.29.310.510.2
OPM %−5.013.012.0−3.815.015.017.06.07.013.014.014.0
D/E0.000.000.120.110.090.080.060.030.000.000.000.00
P/B———————————5.0

Growth

As of 11 Oct 2026
Compounded sales growth
10 years+16.0%
5 years+17.0%
3 years+15.0%
TTM+12.0%
Compounded profit growth
10 years+18.0%
5 years+12.0%
3 years+14.0%
TTM−9.0%
Stock price CAGR
5 years+2.0%
3 years+8.0%
Last year−9.0%
Return on equity
10 years18.0%
5 years17.0%
3 years17.0%
Last year17.0%

Shareholding pattern

As of 31 Dec 2025
Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Promoters55.92%55.92%55.87%55.86%51.88%48.04%48.02%51.27%51.55%51.28%51.22%
FIIs6.42%6.42%13.24%23.39%29.08%26.88%22.85%23.05%23.68%22.29%21.45%
DIIs9.16%9.16%7.95%13.18%11.96%13.73%17.23%15.96%17.74%19.41%20.64%
Government0.00%0.00%0.00%0.00%0.00%0.00%0.10%0.10%0.10%0.10%0.10%
Public28.50%28.50%22.94%7.57%7.08%11.34%11.79%9.59%6.93%6.90%6.57%
No. of shareholders2,83,7062,83,7062,30,4192,41,9342,58,8162,87,7012,87,0232,39,4892,40,8532,29,9302,29,599
Change since Jun 2023 (pp)
Promoters −4.70FIIs +15.03DIIs +11.48Public −21.93

Documents

As of 11 Oct 2026
Announcements
Update On Disclosure Under Regulation 30 Of SEBI (LODR) Regulations, 2015Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAnnouncement under Regulation 30 (LODR)-Allotment of ESOP / ESPSUpdate On Disclosure Under Regulation 30 Of SEBI (LODR) Regulations, 2015Digital Day - Link For The Video For The Presentation To Be Used During The Meet.
Annual reports
Annual Report 2026Annual Report 2025Annual Report 2024Annual Report 2023Annual Report 2022
Credit ratings
Rating updateRating updateRating updateRating updateRating update
Concalls
Jul 2026TranscriptJul 2026PPTJul 2026RecordingApr 2026TranscriptApr 2026PPTJan 2026TranscriptJan 2026PPTJan 2026RecordingOct 2025TranscriptOct 2025PPTOct 2025RecordingOct 2025PPT

Corporate actions

As of 29 May 2026
29 May 2026DIVIDENDDividend - Rs 7 Per Share—
23 Oct 2025DIVIDENDInterim Dividend - Rs 6.50 Per Share—
6 Jun 2025DIVIDENDDividend - Rs 7 Per Share—
28 Oct 2024DIVIDENDInterim Dividend - Rs 5.50 Per Share—
7 Jun 2024DIVIDENDDividend - Rs 6 Per Share—
27 Oct 2023DIVIDENDInterim Dividend - Rs 5 Per Share—
12 Jun 2023DIVIDENDDividend - Rs 5.50 Per Share—
27 Oct 2022DIVIDENDInterim Dividend - Rs 4.50 Per Share—
28 Jul 2022DIVIDENDDividend - Rs 5 Per Share—
29 Oct 2021DIVIDEND Interim Dividend - Rs 4 Per Sh—
2 Aug 2021DIVIDEND Annual General Meeting/Dividend - Rs 4 Per Share—
18 Mar 2021DIVIDEND Interim Dividend - Rs 4 Per Share—
31 Oct 2019DIVIDEND Interim Dividend - Rs 3.50 Per Sh—
19 Jun 2019DIVIDEND Annual General Meeting/ Dividend - Rs 3.50 Per Share—
29 Oct 2018DIVIDEND Interim Dividend - Rs 2.50 Per Share—
4 Jul 2018DIVIDEND Annual General Meeting/Dividend- Rs 2.50 Per Share—
26 Oct 2017DIVIDEND Interim Dividend - Re 0.75 Per Share—
Fundamentals from a third-party compiler of exchange filings; prices from the exchanges. Not investment advice.© 2026 āagman