āagman

Not investment advice. Data and computed figures, for information only.

ICICI Prudential Life Insurance Company Ltd

NSE: ICICIPRULIF&O
₹449.00
+₹4.00 (+0.90%)
NSE · 15 Oct 2026, close
NSE
As of 31 Mar 2026
Market Cap
₹66,837 Cr
CMP
₹449.00
52-wk High / Low
₹707 / 442
P/E
41.6
P/B
4.9
Book Value
₹94.0
Div Yield
0.36%
ROCE
10.0%
ROE
12.6%
Face Value
₹10
D/E
0.19

Price−24.9% over 1Y

āagman read

Computed by āagman
Derived from 12 years and 13 quarters of filings. Not reported by the company.
As of 15 Oct 2026
How we compute these
Piotroski F-Score
4
/ 9
4 of 9 F-score tests passed
Graham Number
₹153
√(22.5 × EPS × book value per share)
ROIC
7.2%
vs 10.0% sector median
Cash flow to profit
−3.33
CFO / PAT
Above 1.0 = operating cash flow exceeded reported profit
Margin change
−2,632
bps OPM YoY
Operating margin vs the same quarter last year
Sustainable growth
10.7%
ROE × earnings retention ratio
ROE stability
1.5
pp σ
Standard deviation of ROE across periods. Lower = more stable
Holder deltas
QoQ
pp
Prom −0.07FII −0.67DII +0.76
Latest quarter vs the previous one
Cash-accrual divergence
2.2%
of assets
Low = accruals track cash flow
Strengths
Watch-outs
−Borrowings are up 152.2% since FY2016 (1029 to 2595)
−Price trades below its 200-day moving average (0.8x)
−Price is 36.5% below its 52-week high
−Promoter holding fell by 0.6pp over the last year

Peer comparison

Peers
NameP/EMar Cap ₹ CrROCE %ROE %

Quarterly results

Consolidated basis (as filed) · ₹ Cr · 13 quarters
As of 31 Mar 2026
Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Sales10,98423,38417,38826,43022,48225,39625,1584,53615,68725,40111,93622,8343,185
Expenses11,40023,66317,68226,58422,76025,36224,8394,29515,27225,18811,95522,0933,940
Operating Profit−416−280−293−155−27834319241415213−19741−754
OPM %−3.8%−1.2%−1.7%−0.6%−1.2%0.1%1.3%5.3%2.6%0.8%−0.2%3.2%−23.7%
Other Income780496570420549237−17169183177408−2431,036
Interest0000000000000
Depreciation0000000000000
Profit before tax364216276265270271302410598390389498281
Net Profit235206244227174224251325385301296387624
EPS (₹)1.641.431.691.581.211.561.742.252.672.082.042.674.30

Profit & Loss

As of 31 Mar 2026
Consolidated · ₹ Cr · 12 years
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Sales34,45320,84937,81638,83241,46321,02583,18263,56450,47889,68370,77863,357
Expenses32,79819,00836,01037,06240,92221,34483,57265,72852,23590,58069,32162,050
Operating Profit1,6551,8421,8061,771541−319−390−2,163−1,757−8971,4571,307
OPM %4.8%8.8%4.8%4.6%1.3%−1.5%−0.5%−3.4%−3.5%−1.0%2.1%2.1%
Other Income4301301328131,5781,6693,1912,9252,039258397
Interest1701520230000000
Depreciation40058445761606784113134145
Profit before tax1,6421,8421,8631,8391,2741,1981,2199611,0851,0281,5821,559
Net Profit1,6401,6501,6821,6191,1391,0679567598138511,1861,608
EPS (₹)11.4611.5211.7211.287.937.436.665.285.655.908.2011.09

Balance Sheet

As of 31 Mar 2026
Consolidated · ₹ Cr
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital1,4321,4321,4351,4361,4361,4361,4361,4371,4391,4411,4451,449
Reserves3,8333,8914,9715,1385,4355,7777,6737,7218,6519,56410,48812,182
Borrowings01,02900001,2001,2001,2001,2002,6002,595
Other Liabilities95,95198,4131,18,3351,35,2451,56,2151,48,8182,06,9112,34,0792,44,5622,86,7962,99,7053,03,509
Total Liabilities1,01,2151,04,7651,24,7411,41,8191,63,0861,56,0312,17,2202,44,4372,55,8512,99,0013,14,2393,19,735
Fixed Assets2092122074044639329114334791,1681,3151,378
CWIP6771813202254117493643
Investments99,4911,03,0241,21,5811,38,5371,59,0031,50,7762,11,7272,38,1012,48,2162,89,2303,03,4753,07,369
Other Assets1,5091,5222,9462,8593,6074,3034,5605,8487,0398,5539,41210,944
Total Assets1,01,2151,04,7651,24,7411,41,8191,63,0861,56,0312,17,2202,44,4372,55,8512,99,0013,14,2393,19,735

Cash Flows

As of 31 Mar 2026
Consolidated · ₹ Cr
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity5233,6344,1305,69011,3778,5967,3141,83189−7,315−9,408−5,355
Cash from Investing Activity−1,82227−696−5,389−7,559−10,797−5,084−816−1,1457,4206,8697,571
Cash from Financing Activity−966−1,442−994−1,188−843−4051,205−319−112−881,422−171
Net Cash Flow−2,2642,2192,439−8872,975−2,6063,434696−1,16817−1,1162,045

Ratios

As of 31 Mar 2026
12 periods
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROCE %34.032.029.029.016.017.014.09.010.03.012.010.0
ROE %———————————12.6
EPS (₹)11.4611.5211.7211.287.937.436.665.285.655.908.2011.09
Book Value (₹)———————————94.0
Face Value (₹)———————————10
P/E———————————41.6
Div Yield %———————————0.36
NPM %4.87.94.44.22.74.71.11.11.50.91.72.5
OPM %4.89.04.84.61.3−1.5−0.5−3.4−3.5−1.02.12.1
D/E0.000.190.000.000.000.000.130.130.120.110.220.19
P/B———————————4.9

Growth

As of 11 Oct 2026
Compounded sales growth
10 years+12.0%
5 years−5.0%
3 years+8.0%
TTM−10.0%
Compounded profit growth
10 years+0.0%
5 years+11.0%
3 years+26.0%
TTM+36.0%
Stock price CAGR
10 years+4.0%
5 years−7.0%
3 years−4.0%
Last year−23.0%
Return on equity
10 years12.0%
5 years9.0%
3 years9.0%
Last year13.0%

Shareholding pattern

As of 31 Mar 2026
Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Promoters80.72%80.72%80.71%74.98%74.98%73.48%73.41%73.34%73.24%73.00%72.80%72.73%
FIIs5.98%5.98%6.52%10.08%13.34%16.51%16.35%15.20%13.35%13.24%10.89%10.22%
DIIs3.31%3.31%3.72%6.54%5.54%4.29%4.74%6.14%8.54%8.80%11.05%11.81%
Government————————————
Public10.00%10.00%9.05%8.40%6.14%5.72%5.50%5.30%4.85%4.94%5.23%5.22%
No. of shareholders4,36,3374,36,3373,53,3113,35,0233,36,8603,80,3643,79,9813,82,9443,41,0393,29,8973,27,8413,19,872
Change since Jun 2023 (pp)
Promoters −7.99FIIs +4.24DIIs +8.50Public −4.78

Documents

As of 11 Oct 2026
Announcements
Monthly Business Performance Update For The Month Of September 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAnnouncement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAnnouncement under Regulation 30 (LODR)-Resignation of Managing DirectorAnnouncement under Regulation 30 (LODR)-Change in Directorate
Annual reports
Annual Report 2026Annual Report 2025Annual Report 2024Annual Report 2023Annual Report 2022
Credit ratings
Rating updateRating updateRating updateRating updateRating update
Concalls
Jul 2026TranscriptJul 2026PPTJul 2026RecordingApr 2026TranscriptApr 2026PPTApr 2026RecordingJan 2026TranscriptJan 2026PPTJan 2026RecordingOct 2025TranscriptOct 2025PPTAug 2025TranscriptAug 2025PPT

Corporate actions

As of 5 Jun 2026
5 Jun 2026DIVIDENDDividend - Rs 1.65 Per Share—
12 Jun 2025DIVIDENDDividend - Re 0.85 Per Share—
13 Jun 2024DIVIDENDDividend - Re 0.60 Per Share—
13 Jul 2023DIVIDENDDividend - Re 0.60 Per Share—
16 Jun 2022DIVIDENDDividend - Rs 0.55 Per Share—
16 Jun 2021DIVIDEND Dividend - Rs 2 Per Share—
31 Oct 2019DIVIDEND Interim Dividend - Re 0.80 Per Sh—
9 Jul 2019DIVIDEND Annual General Meeting/Dividend - Rs 1.55 Per Share—
1 Nov 2018DIVIDEND Interim Dividend - Rs 1.6 Per Share—
18 Jun 2018DIVIDEND Annual General Meeting / Final Dividend- Rs 2.20 Per Share / Special Dividend- Rs 1.10 Per Share—
2 Nov 2017DIVIDEND Interim Dividend - Rs 2.30 Per Share/ Special Dividend Rs 1.10 Per Share (Purpose Revised)—
7 Jul 2017DIVIDEND Annual General Meeting/Dividend - Rs 2.30/- Per Share/Special Dividend Rs 1.20/- Per Share—
2 Nov 2016DIVIDEND Interim Dividend Rs 1.75 Per Share (Purpose Revised)—
Fundamentals from a third-party compiler of exchange filings; prices from the exchanges. Not investment advice.© 2026 āagman