āagman

Not investment advice. Data and computed figures, for information only.

IndusInd Bank Ltd

NSE: INDUSINDBKF&O
₹885.40
+₹19.40 (+2.24%)
NSE · 15 Oct 2026, close
NSE
As of 31 Mar 2026
Market Cap
₹67,135 Cr
CMP
₹885.40
52-wk High / Low
₹1,078 / 726
P/E
50.8
P/B
1.0
Book Value
₹844.0
Div Yield
0.17%
ROCE
5.7%
ROE
1.0%
Face Value
₹10
D/E
6.73

Price+16.0% over 1Y

āagman read

Computed by āagman
Derived from 11 years and 13 quarters of filings. Not reported by the company.
As of 15 Oct 2026
How we compute these
Piotroski F-Score
5
/ 9
5 of 9 F-score tests passed
Graham Number
₹465
√(22.5 × EPS × book value per share)
Cash flow to profit
1.12
CFO / PAT
Above 1.0 = operating cash flow exceeded reported profit
Sustainable growth
0.9%
ROE × earnings retention ratio
ROE stability
5.1
pp σ
Standard deviation of ROE across periods. Lower = more stable
Holder deltas
QoQ
pp
Prom +0.00FII +0.60DII +1.73
Latest quarter vs the previous one
Cash-accrual divergence
−0.0%
of assets
Low = accruals track cash flow
Strengths
Watch-outs
−Latest ROCE of 5.7% trails the sector median of 9.4%
−Borrowings are up 71.2% since FY2016 (24996 to 42789)
−Price trades below its 200-day moving average (1.0x)
−Promoter holding fell by 0.7pp over the last year

Peer comparison

Peers
NameP/EMar Cap ₹ CrROCE %ROE %

Quarterly results

Consolidated basis (as filed) · ₹ Cr · 13 quarters
As of 30 Jun 2026
Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales10,73011,24811,57212,19912,54712,68612,80110,63412,26411,60911,37311,00511,310
Expenses4,2374,4244,6184,7534,9475,7525,7266,7705,9896,6446,0955,2725,082
Operating Profit—————————————
OPM %—————————————
Other Income2,2102,2822,3962,5082,4422,1852,3557092,1571,6511,7071,7141,787
Interest5,8636,1716,2776,8227,1397,3397,5737,5867,6247,1996,8116,6346,625
Depreciation0000000000000
Profit before tax2,8402,9353,0733,1312,9021,7801,857−3,013807−5841748131,389
Net Profit2,1242,2022,3012,3492,1711,3311,402−2,329604−4371285941,037
EPS (₹)27.3828.3429.5930.1827.8817.0918.00−29.897.75−5.611.647.6313.31

Profit & Loss

As of 30 Jun 2026
Consolidated · ₹ Cr · 11 years + TTM
Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales11,87214,40617,28122,26128,78329,00030,82236,36845,74848,66846,25145,297
Expenses4,1885,6846,5559,28412,54415,77215,56115,42517,56922,66423,43723,094
Operating Profit————————————
OPM %————————————
Other Income3,2974,1714,7505,6476,9536,5017,3458,1739,3967,6907,2296,859
Interest7,3558,3439,78313,41516,72415,47215,82218,77625,13229,63628,26827,270
Depreciation1571912122292913283524074635325640
Profit before tax3,4694,3605,4814,9806,1773,9296,4339,93211,9793,5261,2101,792
Net Profit2,2872,8683,6063,3014,4582,9304,8057,4448,9772,5768891,322
EPS (₹)38.4347.9560.0854.7764.2837.8962.0395.93115.3433.0611.4116.97

Balance Sheet

As of 30 Jun 2026
Consolidated · ₹ Cr
Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026Jun 2026
Equity Capital595598600603694773775776778779779—
Reserves17,10220,04923,24326,08534,05442,72747,25254,22962,42964,05764,961—
Other Liabilities7,2058,9767,8568,9449,70012,21013,26817,70119,68924,70634,934—
Total Liabilities1,42,8981,78,6502,21,6282,77,8213,07,2293,62,9034,01,9674,57,8375,15,0945,54,1075,43,394—
Fixed Assets1,2181,3071,3131,6881,7921,8011,8341,9442,1272,3092,420—
CWIP37282522797595135197188126—
Investments34,05636,70450,07859,26859,93869,65370,93083,0761,06,4861,14,4571,25,007—
Other Assets1,07,5871,40,6111,70,2112,16,8432,45,4192,91,3743,29,1093,72,6824,06,2834,37,1544,15,841—
Total Assets1,42,8981,78,6502,21,6282,77,8213,07,2293,62,9034,01,9674,57,8375,15,0945,54,1075,43,394—
Deposits93,0001,27,5721,51,6391,94,8682,02,0272,55,8702,93,3493,36,1203,84,5864,10,8623,99,931—
Borrowing24,99621,45438,28947,32160,75451,32347,32349,01147,61153,70442,789—

Cash Flows

As of 31 Mar 2026
Consolidated · ₹ Cr
Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity−2,92711,569−20,700−6,389−12,90744,97616,672−12,442−16,92518,278993
Cash from Investing Activity−258−285−217−6331,445−324−395−481−703−685−524
Cash from Financing Activity2,517−2,76815,5058,59012,733−4,096−4,3021,115−2,2424,876−10,912
Net Cash Flow−6678,516−5,4121,5681,27140,55611,975−11,808−19,86922,468−10,443

Ratios

As of 31 Mar 2026
11 periods
Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROCE %——————————5.7
ROE %13.015.016.013.015.07.010.014.015.04.01.0
EPS (₹)38.4347.9560.0854.7764.2837.8962.0395.93115.3433.0611.41
Book Value (₹)——————————844.0
Face Value (₹)——————————10
P/E——————————50.8
Div Yield %——————————0.17
NPM %15.115.416.411.812.58.312.616.716.34.61.7
OPM %———————————
D/E6.677.227.979.077.567.067.097.006.847.176.73
P/B——————————1.0

Growth

As of 11 Oct 2026
Compounded sales growth
10 years+15.0%
5 years+10.0%
3 years+8.0%
TTM−6.0%
Compounded profit growth
10 years−9.0%
5 years−21.0%
3 years−51.0%
TTM+31.0%
Stock price CAGR
10 years−3.0%
5 years−6.0%
3 years−15.0%
Last year+13.0%
Return on equity
10 years10.0%
5 years9.0%
3 years7.0%
Last year1.0%

Shareholding pattern

As of 31 Mar 2026
Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Promoters16.80%16.80%16.77%16.80%14.34%16.55%16.52%16.50%16.40%15.83%15.82%15.82%
FIIs48.60%48.60%52.06%53.53%53.58%50.91%46.33%42.16%40.25%29.53%28.57%29.17%
DIIs13.80%13.80%11.17%9.75%15.50%18.11%21.85%26.54%28.09%36.32%40.13%41.86%
Government0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.37%0.37%0.38%0.38%0.38%
Public20.81%20.81%20.00%19.92%16.58%14.43%15.30%14.45%14.90%17.94%15.10%12.76%
No. of shareholders1,17,7971,17,7971,25,9871,51,9503,02,8534,20,3504,43,1123,78,3033,98,1817,71,7436,01,0565,68,147
Change since Jun 2023 (pp)
Promoters −0.98FIIs −19.43DIIs +28.06Public −8.05

Documents

As of 11 Oct 2026
Announcements
Announcement under Regulation 30 (LODR)-Newspaper PublicationCompliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018Intimation Under SEBI (LODR) Regulations, 2015Half-Yearly Statement Containing Details Of Debt Securities As On September 30, 2026Board Meeting Intimation for Board Meeting Intimation For Approval Of The Unaudited Standalone And Consolidated Financial Results For The Quarter And Half-Year Ending September 30, 2026.
Annual reports
Annual Report 2026Annual Report 2025Annual Report 2024Annual Report 2023Annual Report 2022
Credit ratings
Rating updateRating updateRating updateRating updateRating update
Concalls
Jul 2026TranscriptJul 2026PPTJul 2026RecordingApr 2026TranscriptApr 2026PPTApr 2026RecordingJan 2026TranscriptJan 2026PPTJan 2026RecordingOct 2025TranscriptOct 2025PPTOct 2025RecordingAug 2025TranscriptAug 2025PPTAug 2025Recording

Corporate actions

As of 25 Jun 2026
25 Jun 2026DIVIDENDDividend - Rs 1.50 Per Share—
28 Jun 2024DIVIDENDDividend - Rs 16.50 Per Share—
2 Jun 2023DIVIDENDDividend - Rs 14 Per Share—
11 Aug 2022DIVIDENDAnnual General Meeting/Dividend - Rs 8.50 Per Share—
17 Aug 2021DIVIDEND Dividend - Rs 5 Per Share—
8 Aug 2019DIVIDEND Annual General Meeting/Dividend - Rs 7.50 Per Share—
18 Jul 2018DIVIDEND Annual General Meeting / Dividend- Rs 7.50 Per Share (Date Revised)—
18 Jul 2017DIVIDEND Annual General Meeting/Dividend - Rs 6/- Per Share—
23 Jun 2016DIVIDEND Annual General Meeting/ Dividend -Rs 4.50/- Per Share—
7 Aug 2015DIVIDENDAnnual General Meeting And Dividend Rs.4/- Per Share—
16 Jun 2014DIVIDENDAnnual General Meeting / Dividend - Rs 3.50/- Per Share—
17 Jun 2013DIVIDENDAnnual General Meeting / Dividend Rs.3/- Per Equity Share—
5 Jul 2012DIVIDENDAnnual General Meeting/Dividend Rs 2.20 Per Share—
30 Jun 2011DIVIDENDAnnual General Meeting And Dividend Rs.2/- Per Share—
17 Jun 2010DIVIDENDAnnual General Meeting And Dividend Rs.1.80 Per Share—
Fundamentals from a third-party compiler of exchange filings; prices from the exchanges. Not investment advice.© 2026 āagman