āagman

Not investment advice. Data and computed figures, for information only.

Oracle Financial Services Software Ltd

NSE: OFSSF&O
₹10,250.00
−₹170.00 (−1.63%)
NSE · 15 Oct 2026, close
NSE
As of 31 Mar 2026
Market Cap
₹91,544 Cr
CMP
₹10,250.00
52-wk High / Low
₹12,540 / 6,235
P/E
26.8
P/B
11.7
Book Value
₹899.0
Div Yield
3.81%
ROCE
45.0%
ROE
32.6%
Face Value
₹5
D/E
0.00

Price+11.3% over 1Y

āagman read

Computed by āagman
Derived from 12 years and 13 quarters of filings. Not reported by the company.
As of 15 Oct 2026
How we compute these
Piotroski F-Score
6
/ 9
6 of 9 F-score tests passed
Graham Number
₹2,477
√(22.5 × EPS × book value per share)
ROIC
31.1%
vs 13.5% sector median
Cash flow to profit
1.00
CFO / PAT
Above 1.0 = operating cash flow exceeded reported profit
Margin change
+1,435
bps OPM YoY
Operating margin vs the same quarter last year
Sustainable growth
0.0%
ROE × earnings retention ratio
ROE stability
3.1
pp σ
Standard deviation of ROE across periods. Lower = more stable
Holder deltas
QoQ
pp
Prom −0.03FII +1.66DII −0.33
Latest quarter vs the previous one
Cash-accrual divergence
0.0%
of assets
Low = accruals track cash flow
Strengths
+ROCE has stayed above the sector median for 5 consecutive years (weakest: 35% vs the 2023 sector median of 25%)
+Price trades above its 200-day moving average (1.1x)
+FII holding rose by 2.3pp over the last year
Watch-outs
−Promoter holding fell by 0.6pp over the last year

Peer comparison

Peers
NameP/EMar Cap ₹ CrROCE %ROE %

Quarterly results

Consolidated basis (as filed) · ₹ Cr · 13 quarters
As of 30 Jun 2026
Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales1,4621,4441,8241,6421,7411,6741,7151,7161,8521,7891,9662,0653,125
Expenses8418869559088949231,0019521,0061,0341,1461,0091,249
Operating Profit6225588687348477517147658467558201,0561,876
OPM %42.5%38.6%47.6%44.7%48.7%44.9%41.6%44.6%45.7%42.2%41.7%51.1%60.0%
Other Income1016594824810570827266607178
Interest−3891458−3−9−487−81
Depreciation18191918181817171816161515
Profit before tax7075969347858738297708399057978571,1201,939
Net Profit5014177415606175785416446425466108421,416
EPS (₹)57.9248.2085.5164.6271.1266.6062.3574.1373.8762.8270.0696.71162.57

Profit & Loss

As of 30 Jun 2026
Consolidated · ₹ Cr · 12 years + TTM
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales3,9054,1314,4274,5274,9594,8614,9845,2215,6986,3736,8477,6728,945
Expenses2,3542,5202,6932,7162,8142,6332,5152,7233,2273,5903,7704,1954,438
Operating Profit1,5511,6121,7341,8112,1452,2292,4692,4992,4712,7823,0763,4774,508
OPM %39.7%39.0%39.2%40.0%43.3%45.9%49.5%47.9%43.4%43.7%44.9%45.3%50.4%
Other Income3481899391176177132134192342304271276
Interest000004719121328028
Depreciation6853706154106104938174696562
Profit before tax1,8311,7481,7571,8402,2672,2522,4772,5282,5703,0223,3113,6804,713
Net Profit1,1921,0491,1851,2371,3861,4621,7621,8891,8062,2192,3802,6393,413
EPS (₹)140.91123.61139.28144.82161.57170.26204.72219.00209.05256.07273.95303.25392.16

Balance Sheet

As of 30 Jun 2026
Consolidated · ₹ Cr
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026Jun 2026
Equity Capital424242434343434343434344—
Reserves3,4024,6323,2224,6654,8946,5276,8067,0577,4167,8168,3197,783—
Borrowings00000115708369434632—
Other Liabilities2,8251,0112,7561,2251,1921,2361,2341,4091,5901,8481,6592,017—
Total Liabilities6,2695,6856,0205,9336,1287,9208,1538,5929,1199,74910,0679,876—
Fixed Assets911865870837864963884871847805796782—
CWIP0513000413916—
Investments0100000000000—
Other Assets5,3574,8055,1505,0935,2646,9577,2687,7178,2718,9429,2629,078—
Total Assets6,2695,6856,0205,9336,1287,9208,1538,5929,1199,74910,0679,876—

Cash Flows

As of 31 Mar 2026
Consolidated · ₹ Cr
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity1,0607121,1211,1571,3801,5221,9201,8561,7581,7912,1992,638
Cash from Investing Activity3,7011,0181,823−1,313220−1,29934−1382671,611−2,3721,085
Cash from Financing Activity−4,690−1,776−931−1,630−1,250−47−1,590−1,733−1,665−1,958−2,096−3,449
Net Cash Flow72−452,013−1,785350175363−153601,443−2,269274

Ratios

As of 31 Mar 2026
12 periods
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROCE %30.044.046.046.047.040.037.036.035.040.041.045.0
ROE %———————————32.6
EPS (₹)140.91123.61139.28144.82161.57170.26204.72219.00209.05256.07273.95303.25
Book Value (₹)———————————899.0
Face Value (₹)———————————5
P/E———————————26.8
Div Yield %———————————3.81
NPM %28.024.326.226.827.029.034.435.330.733.033.333.2
OPM %40.039.039.040.043.046.050.048.043.044.045.045.0
D/E0.000.000.000.000.000.020.010.010.010.010.010.00
P/B———————————11.7

Growth

As of 11 Oct 2026
Compounded sales growth
10 years+6.0%
5 years+9.0%
3 years+10.0%
TTM+29.0%
Compounded profit growth
10 years+9.0%
5 years+8.0%
3 years+13.0%
TTM+42.0%
Stock price CAGR
10 years+12.0%
5 years+17.0%
3 years+37.0%
Last year+14.0%
Return on equity
10 years28.0%
5 years29.0%
3 years30.0%
Last year33.0%

Shareholding pattern

As of 31 Mar 2026
Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Promoters74.09%74.09%73.82%73.50%73.42%73.26%73.11%72.98%72.75%72.59%72.44%72.41%
FIIs14.60%14.60%14.89%13.84%13.47%10.61%7.98%7.44%6.13%8.74%8.04%9.70%
DIIs3.54%3.54%4.13%5.43%6.27%8.01%9.30%8.53%10.26%8.69%9.12%8.79%
Government0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.01%0.01%0.00%0.00%
Public7.77%7.77%7.16%7.22%6.83%8.11%9.61%11.06%10.85%9.97%10.38%9.08%
No. of shareholders22,54822,54820,59725,59527,17348,57199,0081,15,9801,10,9131,25,9861,41,6431,25,043
Change since Jun 2023 (pp)
Promoters −1.68FIIs −4.90DIIs +5.25Public +1.31

Documents

As of 11 Oct 2026
Announcements
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportClosure of Trading WindowAnnouncement Under Regulation 30Announcement Under Regulation 30
Annual reports
Annual Report 2026Annual Report 2025Annual Report 2024Annual Report 2023Annual Report 2022

Corporate actions

As of 7 May 2026
7 May 2026DIVIDENDInterim Dividend - Rs 270 Per Share—
3 Nov 2025DIVIDENDInterim Dividend - Rs 130 Per Share—
8 May 2025DIVIDENDInterim Dividend - Rs 265 Per Share—
7 May 2024DIVIDENDInterim Dividend - Rs 240 Per Share—
9 May 2023DIVIDENDInterim Dividend - Rs 225 Per Share—
13 May 2022DIVIDENDInterim Dividend - Rs 190 Per Share—
17 May 2021DIVIDEND Interim Dividend - Rs 200 Per Share—
19 May 2020DIVIDEND Interim Dividend -Rs 180 Per Share—
6 Aug 2018DIVIDEND Annual General Meeting/Dividend- Rs 130 Per Share—
19 Apr 2017DIVIDEND Interim Dividend Rs 170 Per Share—
30 Aug 2016DIVIDEND Annual General Meeting/ Dividend -Rs 100/- Per Share—
3 Sep 2015DIVIDEND Annual General Meeting/ Dividend - Rs 180/- Per Share—
24 Sep 2014DIVIDENDInterim Dividend - Rs 485/- Per Share—
Fundamentals from a third-party compiler of exchange filings; prices from the exchanges. Not investment advice.© 2026 āagman