āagman

Not investment advice. Data and computed figures, for information only.

RBL Bank Ltd

NSE: RBLBANKF&O
₹374.15
−₹11.85 (−3.07%)
NSE · 15 Oct 2026, close
NSE
As of 31 Mar 2026
Market Cap
₹64,885 Cr
CMP
₹374.15
52-wk High / Low
₹430 / 287
P/E
72.2
P/B
1.5
Book Value
₹271.0
Div Yield
0.24%
ROCE
5.8%
ROE
5.0%
Face Value
₹10
D/E
9.31

Price+28.3% over 1Y

āagman read

Computed by āagman
Derived from 10 years and 13 quarters of filings. Not reported by the company.
As of 15 Oct 2026
How we compute these
Piotroski F-Score
3
/ 9
3 of 9 F-score tests passed
Graham Number
₹294
√(22.5 × EPS × book value per share)
Cash flow to profit
8.62
CFO / PAT
Above 1.0 = operating cash flow exceeded reported profit
Sustainable growth
4.1%
ROE × earnings retention ratio
ROE stability
3.3
pp σ
Standard deviation of ROE across periods. Lower = more stable
Holder deltas
QoQ
pp
Prom +59.88FII −11.53DII −24.46
Latest quarter vs the previous one
Cash-accrual divergence
−4.1%
of assets
Low = accruals track cash flow
Strengths
+Price trades above its 200-day moving average (1.1x)
+Promoter holding rose by 59.9pp over the last year
Watch-outs
−Latest ROCE of 5.8% trails the sector median of 9.4%
−Piotroski F-Score of 3/9 is in the weak band (≤3)

Peer comparison

Peers
NameP/EMar Cap ₹ CrROCE %ROE %

Quarterly results

Consolidated basis (as filed) · ₹ Cr · 13 quarters
As of 30 Jun 2026
Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales2,8553,0083,1913,3393,4973,5313,5373,4773,4413,5083,6673,7213,840
Expenses1,6982,0632,0041,9902,0002,2392,8372,4722,2752,2402,4202,4482,268
Operating Profit—————————————
OPM %—————————————
Other Income6947137778767759281,0741,0011,0719341,0521,070922
Interest1,4341,5331,6451,7391,7961,9161,9511,9131,9601,9562,0092,0492,185
Depreciation0000000000000
Profit before tax418125320486475304−17793277245289294310
Net Profit3193312453643512324787214192228244234
EPS (₹)5.335.514.066.025.793.810.781.433.523.143.693.951.51

Profit & Loss

As of 30 Jun 2026
Consolidated · ₹ Cr · 10 years + TTM
Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales3,7134,5616,3028,7798,6768,4459,67712,39414,04114,33714,736
Expenses1,2341,8272,5594,9195,1296,6746,0717,5209,3129,1369,376
Operating Profit———————————
OPM %———————————
Other Income7551,0691,4411,9181,8752,3522,5073,0603,7784,1273,978
Interest2,4922,7413,7614,8854,5394,1484,6796,3507,5767,9758,199
Depreciation62891261461701802132352362470
Profit before tax6819741,298747712−2061,2211,3496961,1061,138
Net Profit447633861500529−1669201,260717879899
EPS (₹)11.9115.0520.109.838.85−2.7715.3420.8211.8014.2212.29

Balance Sheet

As of 30 Jun 2026
Consolidated · ₹ Cr
Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026Jun 2026
Equity Capital375420427509598600600605608618—
Reserves3,9616,2617,10810,05612,06811,93112,92614,23215,06216,106—
Other Liabilities1,7712,0522,6733,6003,6723,5284,0745,9616,4358,267—
Total Liabilities48,67661,87780,39888,9831,00,6191,06,1631,15,8061,38,4541,46,7721,80,747—
Fixed Assets224327416471511538594591638602—
CWIP353140622482457721—
Investments13,48215,39716,74518,05523,08522,12928,73029,47832,10332,059—
Other Assets34,93446,12263,19670,39676,99883,41486,4361,08,3781,14,0251,48,066—
Total Assets48,67661,87780,39888,9831,00,6191,06,1631,15,8061,38,4541,46,7721,80,747—
Deposits34,58843,88358,35857,81273,05579,00684,8751,03,4701,10,9331,38,959—
Borrowing7,9809,26111,83217,00711,22611,09813,33214,18513,73516,796—

Cash Flows

As of 31 Mar 2026
Consolidated · ₹ Cr
Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity3,434−2,55678−5,1737,6316,449−11,0314,955−8297,578
Cash from Investing Activity−142−165−202−223−174−264−234−193−276−191
Cash from Financing Activity−1,6562,9942,5677,698−4,207−1092,235843−5033,160
Net Cash Flow1,6352732,4432,3023,2516,076−9,0305,604−1,60810,547

Ratios

As of 31 Mar 2026
10 periods
Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROCE %—————————5.8
ROE %10.011.012.06.05.0−1.07.09.05.05.0
EPS (₹)11.9115.0520.109.838.85−2.7715.3420.8211.8014.22
Book Value (₹)—————————271.0
Face Value (₹)—————————10
P/E—————————72.2
Div Yield %—————————0.24
NPM %10.011.211.14.75.0−1.57.68.24.04.8
OPM %——————————
D/E9.827.959.327.086.657.197.267.937.969.31
P/B—————————1.5

Growth

As of 11 Oct 2026
Compounded sales growth
5 years+11.0%
3 years+14.0%
TTM+5.0%
Compounded profit growth
5 years+11.0%
3 years−2.0%
TTM+55.0%
Stock price CAGR
10 years+3.0%
5 years+17.0%
3 years+19.0%
Last year+43.0%
Return on equity
10 years6.0%
5 years5.0%
3 years6.0%
Last year5.0%

Shareholding pattern

As of 30 Jun 2026
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%59.88%
FIIs11.84%11.84%18.93%22.15%28.35%34.25%30.59%24.66%25.14%14.43%20.23%8.70%
DIIs9.71%9.71%13.54%21.27%27.22%22.74%19.05%19.77%20.12%20.79%42.97%18.51%
Government0.01%0.01%0.03%0.15%0.43%0.36%0.36%0.42%0.42%0.41%0.37%0.01%
Public78.44%78.44%67.50%56.42%44.01%42.64%50.00%55.14%54.32%64.36%36.44%12.89%
No. of shareholders1,65,8021,65,8021,93,7601,64,0072,08,0453,22,4724,67,4154,04,4383,58,1104,52,7903,23,0423,31,010
Change since Sep 2023 (pp)
Promoters +59.88FIIs −3.14DIIs +8.80Public −65.55

Documents

As of 11 Oct 2026
Announcements
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationBoard Meeting Intimation for Approval Of The Unaudited Standalone And Consolidated Financial Results Of The Bank For The Quarter And Half Year Ended September 30, 2026Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018Intimation Under SEBI (LODR) Regulations, 2015.Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS
Annual reports
Annual Report 2026Annual Report 2025Annual Report 2024Annual Report 2023Annual Report 2022
Credit ratings
Rating updateRating updateRating updateRating updateRating update
Concalls
Sep 2026PPTJul 2026TranscriptJul 2026PPTJul 2026RecordingApr 2026PPTApr 2026RecordingJan 2026TranscriptJan 2026PPTJan 2026RecordingOct 2025TranscriptOct 2025PPTOct 2025Recording

Corporate actions

As of 14 Aug 2026
14 Aug 2026DIVIDENDDividend - Re 1 Per Share—
8 Sep 2025DIVIDENDDividend - Re 1 Per Share—
26 Jul 2024DIVIDENDDividend - Rs 1.50 Per Share—
18 Aug 2023DIVIDENDDividend - Rs 1.50 Per Share—
23 Mar 2020DIVIDEND Interim Dividend - Rs 1.50 Per Share—
1 Jul 2019DIVIDEND Annual General Meeting/Dividend Rs 2.70/-—
26 Jul 2018DIVIDEND Annual General Meeting/Dividend- Rs 2.10 Per Share—
27 Jul 2017DIVIDEND Annual General Meeting/Dividend - Rs 1.80 Per Share—
Fundamentals from a third-party compiler of exchange filings; prices from the exchanges. Not investment advice.© 2026 āagman