āagman

Not investment advice. Data and computed figures, for information only.

Yes Bank Ltd

NSE: YESBANKF&O
₹18.12
−₹3.08 (−14.53%)
NSE · 15 Oct 2026, close
NSE
As of 31 Mar 2026
Market Cap
₹64,348 Cr
CMP
₹18.12
52-wk High / Low
₹26 / 17
P/E
17.0
P/B
1.2
Book Value
₹16.7
Div Yield
0.00%
ROCE
6.0%
ROE
7.0%
Face Value
₹2
D/E
7.51

Price−24.5% over 1Y

āagman read

Computed by āagman
Derived from 12 years and 13 quarters of filings. Not reported by the company.
As of 15 Oct 2026
How we compute these
Piotroski F-Score
5
/ 9
5 of 9 F-score tests passed
Graham Number
₹21
√(22.5 × EPS × book value per share)
Cash flow to profit
6.04
CFO / PAT
Above 1.0 = operating cash flow exceeded reported profit
Sustainable growth
7.0%
ROE × earnings retention ratio
ROE stability
1.8
pp σ
Standard deviation of ROE across periods. Lower = more stable
Holder deltas
QoQ
pp
Prom +0.00FII −0.30DII +2.23
Latest quarter vs the previous one
Cash-accrual divergence
−4.0%
of assets
Low = accruals track cash flow
Strengths
+FII holding rose by 23.0pp over the last year
+PE of 17x is below the sector median of 20.4x
Watch-outs
−Latest ROCE of 6.0% trails the sector median of 9.4%
−Borrowings are up 106.7% since FY2016 (31659 to 65451)
−Price trades below its 200-day moving average (0.8x)

Peer comparison

Peers
NameP/EMar Cap ₹ CrROCE %ROE %

Quarterly results

Consolidated basis (as filed) · ₹ Cr · 13 quarters
As of 30 Jun 2026
Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales6,4456,7146,9897,4587,7257,7377,8337,6237,6057,3897,5537,6628,054
Expenses2,7262,8832,9483,3402,8202,9842,9693,0803,1103,1292,9612,9993,345
Operating Profit—————————————
OPM %—————————————
Other Income1,1921,2671,2551,6421,2711,4881,5831,8151,8251,7241,7201,8161,870
Interest4,4494,7944,9755,3095,4865,5445,6175,3525,2355,0935,0935,0305,269
Depreciation0000000000000
Profit before tax4623043204516916978301,0061,0858911,2181,4491,311
Net Profit3472292434675165676197458096649571,0821,072
EPS (₹)0.120.080.080.160.160.180.200.240.260.210.300.340.34

Profit & Loss

As of 30 Jun 2026
Consolidated · ₹ Cr · 12 years + TTM
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales11,57213,53316,42520,26929,62426,05220,03919,01922,70227,60630,91930,20830,658
Expenses2,5483,4294,7906,59511,83439,24614,9378,05810,37111,35011,36011,62112,434
Operating Profit—————————————
OPM %—————————————
Other Income2,0482,7294,2185,2934,67511,9563,1073,4053,8835,3556,1577,0847,130
Interest8,0838,96510,62712,52919,81119,25812,61112,52814,80019,52721,99820,45020,484
Depreciation861121732323053423604034335464935780
Profit before tax2,9023,7565,0536,2052,349−20,838−4,7621,4349811,5383,2244,6434,870
Net Profit1,9972,5303,3404,2331,709−16,433−3,4891,0647361,2852,4473,5123,775
EPS (₹)9.5612.0314.6318.387.38−13.09−1.390.420.260.450.781.121.19

Balance Sheet

As of 30 Jun 2026
Consolidated · ₹ Cr
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026Jun 2026
Equity Capital4184214564614632,5105,0115,0115,7515,7546,2716,276—
Reserves11,24813,34221,58325,29226,42419,18528,12728,68834,96736,40241,56244,882—
Other Liabilities7,0988,11711,55611,11517,99017,03613,66015,47619,35017,46919,89234,626—
Total Liabilities1,36,1431,65,2432,15,0603,12,4503,80,8602,57,8322,73,5933,18,5783,55,2044,06,3624,24,1164,70,204—
Fixed Assets2964146127657787302,0962,0162,1562,5092,8723,097—
CWIP266075725129463125296357206101—
Investments43,19348,78849,98268,29389,32943,74843,11551,75476,74989,99784,72587,755—
Other Assets92,6281,15,9801,64,3912,43,3192,90,7012,13,0612,28,3202,64,6832,76,0033,13,4993,36,3133,79,251—
Total Assets1,36,1431,65,2432,15,0603,12,4503,80,8602,57,8322,73,5933,18,5783,55,2044,06,3624,24,1164,70,204—
Deposits91,1591,11,7041,42,8572,00,6892,27,5581,05,3111,62,8461,97,0632,17,3822,66,2302,84,4203,18,969—
Borrowing26,22031,65938,60774,8941,08,4241,13,79063,94972,34077,75480,50871,97165,451—

Cash Flows

As of 31 Mar 2026
Consolidated · ₹ Cr
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity−2,317−3044,384−21,810−24,573−57,72155,39623,598−25,8169,6456,38621,217
Cash from Investing Activity−3,591−4,023−4,478−8,738−6,23514,128441−14,566−13,026−12,4538,514−4,952
Cash from Financing Activity7,5744,98911,42935,74833,03925,038−34,9428,39111,4502,771−5,651−6,485
Net Cash Flow1,66666211,3365,1992,231−18,55520,89517,423−27,392−389,2499,780

Ratios

As of 31 Mar 2026
12 periods
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROCE %———————————6.0
ROE %21.020.019.018.06.0−68.0−13.03.02.03.05.07.0
EPS (₹)9.5612.0314.6318.387.38−13.09−1.390.420.260.450.781.12
Book Value (₹)———————————16.7
Face Value (₹)———————————2
P/E———————————17.0
Div Yield %———————————0.00
NPM %14.715.616.216.65.0−43.2−15.14.72.83.96.69.4
OPM %————————————
D/E10.0610.428.2310.7012.5010.106.847.997.258.237.457.51
P/B———————————1.2

Growth

As of 11 Oct 2026
Compounded sales growth
10 years+8.0%
5 years+9.0%
3 years+10.0%
TTM+0.0%
Compounded profit growth
10 years+3.0%
5 years+25.0%
3 years+69.0%
TTM+38.0%
Stock price CAGR
10 years−22.0%
5 years+9.0%
3 years+6.0%
Last year−15.0%
Return on equity
10 years0.0%
5 years4.0%
3 years5.0%
Last year7.0%

Shareholding pattern

As of 31 Mar 2026
Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Promoters20.19%20.19%20.01%19.80%1.42%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
FIIs46.65%46.65%42.62%40.33%1.86%13.77%10.97%23.10%22.01%26.88%46.42%46.12%
DIIs23.31%23.31%24.79%20.98%69.17%46.71%44.01%37.77%41.50%39.52%21.81%24.04%
Government0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.01%0.01%0.01%0.01%0.01%
Public9.85%9.85%12.58%18.89%27.55%39.52%45.02%39.10%36.47%33.60%31.74%29.83%
No. of shareholders1,87,3131,87,3134,10,5967,68,95420,44,10935,55,94143,61,34550,57,38761,54,88863,27,64160,08,06258,44,167
Change since Jun 2023 (pp)
Promoters −20.19FIIs −0.53DIIs +0.73Public +19.98

Documents

As of 11 Oct 2026
Announcements
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationBoard Meeting Intimation for Intimation Of The Date Of The Board Meeting For Considering Un-Audited Financial Results For The Quarter (Q2) And Half Year Ended September 30, 2026Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018Intimation Under SEBI (LODR) Regulations, 2015
Annual reports
Annual Report 2026Annual Report 2025Annual Report 2024Annual Report 2023Annual Report 2022
Credit ratings
Rating updateRating updateRating updateRating updateRating update
Concalls
Jul 2026TranscriptJul 2026PPTJul 2026RecordingJun 2026PPTApr 2026TranscriptApr 2026PPTApr 2026RecordingFeb 2026PPTJan 2026TranscriptJan 2026PPTJan 2026Recording

Corporate actions

As of 3 Jun 2019
3 Jun 2019DIVIDEND Annual General Meeting/ Dividend - Rs 2 Per Share—
4 Jun 2018DIVIDEND Annual General Meeting / Dividend- Rs 2.7 Per Share—
21 Sep 2017SPLIT Face Value Split (Sub-Division) - From Rs 10/- Per Share To Rs 2/- Per Share 10 : 2
29 May 2017DIVIDEND Annual General Meeting/Dividend - Rs 12/- Per Share—
30 May 2016DIVIDEND Annual General Meeting/ Dividend - Rs 10/- Per Share—
21 May 2015DIVIDENDAnnual General Meeting/ Dividend - Rs 9/- Per Share—
29 May 2014DIVIDENDAnnual General Meeting And Dividend Rs.8 Per Share—
23 May 2013DIVIDENDAnnual General Meeting / Final Dividend Rs.6/- Per Equity Share—
5 Jul 2012DIVIDENDAnnual General Meeting And Dividend Rs.4/- Per Share—
17 Jun 2011DIVIDENDAnnual General Meeting And Dividend Rs.2.50 Per Share—
24 Jun 2010DIVIDENDAnnual General Meeting And Dividend Rs.1.50 Per Share—
Fundamentals from a third-party compiler of exchange filings; prices from the exchanges. Not investment advice.© 2026 āagman